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School Information: Martha's Vineyard Massachusetts home buying, real estate listings, and homes for sale in Dukes                          County, MA
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Methodist Tabernacle in Campground c. 1897


Center Street School

Union Chapel c. 1897


Old Whaling Church, Edgartown

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There are five public elementary schools and a regional high school on the Vineyard, which are administered through the Office of the Superintendent of Schools. Edgartown, Oak Bluffs, Tisbury, and West Tisbury serve students K-8. The Chilmark School serves students in grades K-5. Chilmark students in grades 6-8 attend the West Tisbury School. Aquinnah students k-8 attend Chilmark and West Tisbury schools. Aquinnah, Chilmark and West Tisbury are members of the Up-Island Regional School District. All public school students grades 9-12 attend The Martha's Vineyard Regional High School in Oak Bluffs. Additionally, the Martha's Vineyard Public Charter School (which is administered independently) serves grades K-12, while a number of private pre-schools and an active home schooling network also serve the educational needs of the island. 

Everyone offers free school reports. Me too! Plus I offer more. As a top Martha's Vineyard Realtor, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the Martha's Vineyard, Massachusetts area on a daily basis. It's my job to know, and my job to tell you.
 

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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Fred Roven, REALTORŪ, real estate agents and broker for Martha's Vineyard Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Fred Roven and Emma Kennedy
Martha's Vineyard Buyer Agents

256 Edgartown Vineyard Haven Rd.
Edgartown, MA 02539-1661
Phone: 508-627-5177
Cell: 508-662-3205
Fax: 508-627-7004
buymv@mvbuyeragents.com

What an exciting adventure you are about to begin...joining us on this very special island. We are Exclusive Buyer Agents representing Buyers only in the purchase of residential, vacation, and investment real estate on the Island of Martha's Vineyard. In addition to all the standard listings, we are able to show you foreclosures, bank owned, and For Sale By Owner properties. We walk you through the whole process, from initial conference to closing. We promote and protect your interests at all times (including anonymous purchases). We negotiate the best price and terms (remember, we are working for you, not the seller). We give you complete confidentiality. The seller will have professional representation, will you? We represent you, the Buyer, 100%. Follow MVBuyerAgents on Twitter


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