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Interests Represented
"Well, simply put it was nothing short of a pleasure. Truly. You were very pleasant and attentive from the first phone call -- I think you faxed me listings in my price range within an hour or two -- and made me feel: 1) comfortable that I could call you whenever I had questions (which is very important from the first-time-home-buyer's perspective); and 2) confident that you were fully representing me and my interests. "I was also very pleased with the turnaround. I think I called you, initially, during the first week in August and we had an accepted offer by August 17. I don't have anything to compare it to, but I like to get things wrapped up in the least amount of time possible so the expediency of the process was another huge plus."
Maria Plese, Boston and Martha's Vineyard
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Financing Your Home >Financial Help
Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.
Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?
Whatever form it takes, parents who help their children buy a home give them an incredible gift!
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Fewer than 2 percent of homeowners build this type of home:
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| A |
Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu. |
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Fred Roven and Emma Kennedy are some of The Web's Top Selling Real Estate Experts™
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